No collateral needed! Loans for almost any purpose. Consolidate your debts & more!
Key Features
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Competitive Rates
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No Collateral Needed
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Flexible Terms
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Fast Decision-Making
Unsecured Lines of Credit
- When you need funds fast, turn to our Kwik Cash Line of Credit. This line of revolving credit lets you pay for ongoing expenses.
- Competitive rates for several ongoing or seasonal needs:
- Holiday shopping
- Back-to-school shopping
- Car repairs
- Home repairs
- Unexpected bills
- Last-minute travel
- And more!
- No need for collateral backing
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit – as principal is repaid, more becomes available for use
- Funds easily released via phone or in-person request or an online transfer through NetBranch to your VCCU savings or checking account
- Fast loan decisions made right in your own neighborhood
- Friendly service from fellow community members
Unsecured Term Loans
- Get the funds you need with little more than your signature. An unsecured term loan is ideal for borrowers with good credit.
- Competitive rates for a wide variety of personal needs:
- Vehicle repairs or updates
- Family vacation
- Education expenses
- Personal projects or startups
- And more!
- No need for collateral backing
- Repayment terms customized to fit your unique needs
- Fast loan decisions made right in your own neighborhood
- Friendly service from fellow community members